Articles

More than meets the eye – white-label loans are more than a good price

For those not familiar with the term, a white-label loan is essentially a home-branded loan. Just like your favourite home-branded products you see in supermarket aisles, there is more than meets the eye – the white-label loan is more than its competitive price tag....
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Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research,...
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How redraw works and why it’s a handy loan feature

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why.
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What is Income Tax Withholding Variation

What is an Income Tax Withholding Variation? For salary and wage earners, their employer is required by law to deduct or “withhold” income tax from their regular pay packet. The amount withheld is based on a number of factors, with the key ones being your salary /...
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Negative Gearing – An Easy Explanation

Negative gearing is a commonly heard term, but one that makes most people’s eyes glaze over when they hear it. Why? Because it’s not well understood. The purpose of this update is to explain negative gearing in simple terms, so that the next time it crops up at a...
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