The Company Policy on Management of Personal Information
What information do we collect?
The types of information gathered by McCarthy Money ‘MM’ that we collect and hold about you could include:
- ID information such as your name, postal or email address, telephone numbers and date of birth;
- other contact details such as social media handles;
- financial details; and
- other information we think is necessary.
How do we collect this information?
We collect most personal information directly from you. We might collect your information when you fill out
a form with us, either directly or online, when you’ve given us a call or used our website.
We may also collect personal information from other companies that are able to disclose it to us, if it’s not
practical to collect it from you. For example, we buy or obtain personal information from trusted sources to
help us identify people who might be interested in hearing about our products.
How do we hold this information?
We store information in different ways, including in paper and electronic form. The security of your personal
information is important to us and we take reasonable steps to protect it from misuse, interference and loss,
and from unauthorised access, modification or disclosure. Some of the ways we do this are:
- security measures for access to our systems and physical records; and
- only giving access to personal information to a person who is verified to be able to receive that information.
We may store personal information physically or electronically with third party data storage providers.
Where we do this, we use contractual arrangements to ensure those providers take appropriate measures to
protect that information and restrict the uses to which they can put that information.
We are not likely to disclose your information to organisations overseas. However, we may store your
information in cloud or other types of networked or electronic storage. As electronic or networked storage
can be accessed from various countries via an internet connection, it’s not always practicable to know in
which country your information may be held.
Why we collect information
Personal information is gathered by ‘MM’ for the purpose of using this information to prepare an analysis of
your financial situation. That means we collect it to provide you with the best possible service.
We may need to disclose this information to financial institutions that need to make informed decisions
about your credit worthiness and ability to service the loans you have applied for. They may in turn need to
send this information to a third party associated with the lender to gain mortgage insurance on the loan they
ultimately may offer to you.
We may wish to use your personal information to inform you of opportunities from our group of companies
from time to time.
Access to the information
We will always give you access to your personal information unless there are certain legal reasons why we can’t.
In the event you require access to your personal information held by us then you are required to make application
in writing to The General Manager, McCarthy Money PO Box 42 North Ryde BC NSW 1670. Alternatively, you
can email the General Manager at email@example.com. A reply shall be made to you at the address we
hold on file unless you instruct us otherwise within twenty-eight days (28) of receipt of your request.