How Much Can I Borrow?

Ever wondered how your income and expenditure effects the amount of money you can borrow via a home loan? Use this calculator to get an estimate of how much you can borrow but more importantly use it to help get an understanding of how an extra credit card or personal loan repayment influences the home loan amount. This calculator is to be used a guide only. There are many factors which go into a credit assessment and working out what is truly affordable. You should also note that different lenders will calculate an applicant’s borrowing capacity in different ways so please consult with your credit adviser.