Understanding which home loan features are right for you
Loans are by no means âone size fits all.â Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage âset and forgetâ. You did your research,...
Tax Deductions for Property Investors
Tax Deductions for Property Investors Investing in property is a great way to build your wealth and create your legacy for the future. In order to maximise your tax benefits you need to ensure that you claim all the allowable tax deductionsfor property...
More than meets the eye â white-label loans are more than a good price
For those not familiar with the term, a white-label loan is essentially a home-branded loan. Just like your favourite home-branded products you see in supermarket aisles, there is more than meets the eye â the white-label loan is more than its competitive price tag....
How to get the most out of refinancing
Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates â but is it worth it? We take a look at how you can get the most out of refinancing. Why refinance? Generally, people...
Rentvesting – The New Way To Invest
We recently held a conference on an investment strategy known as Rentvesting. We had an excellent reaction to the content, so we thought that weâd pass on some of the knowledge to our investors! Youâll find below a guide and brief overview of what Rentvesting is all...
What is Income Tax Withholding Variation
What is an Income Tax Withholding Variation? For salary and wage earners, their employer is required by law to deduct or âwithholdâ income tax from their regular pay packet. The amount withheld is based on a number of factors, with the key ones being your salary /...
How redraw works and why itâs a handy loan feature
Itâs one of the less glamorous home loan features, but the redraw facility deserves a second look. Hereâs why.
Negative Gearing – An Easy Explanation
Negative gearing is a commonly heard term, but one that makes most peopleâs eyes glaze over when they hear it. Why? Because itâs not well understood. The purpose of this update is to explain negative gearing in simple terms, so that the next time it crops up at a...
Refinancing – What You Need To Know
Confused about the ins and outs of mortgage refinancing? There are two key considerations when youâre looking at taking the step â why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations, it can be suitable to...